Saving Money

Interest Free Loans – Are They Any Good?

Thursday, July 10th, 2008

Many retail outlets (example – furniture outlets, electronic stores) offer you credit to purchase items from their outlets. For a set period of time, there will no interest charged on the credit they offer. This period varies from store to store and is usually 12 months to 24 months. These loans are called ‘interest free [...]

Tips On Reducing Your Petrol Bills

Monday, June 30th, 2008

Unless you have been living in a cave somewhere on a remote island, you must know that the petrol prices have been rising through the roof. In the past couple of months I have written three posts about how you can reduce your petrol bill – Best Day To Fill Your Tank; Woolworths Everyday Rewards [...]

Christmas Club Accounts

Saturday, June 28th, 2008

Lot of credit unions offer Christmas Club Accouts. If you struggle to pay off the credit card bills after the festive season then these Christmas Club Accounts are made just for you. It is basically a savings account (with limited features) with withdrawal restrictions. Here is a list of what most of these accounts offer: [...]

Credit Unions – A Good Alternative To Most Banks

Wednesday, June 25th, 2008

According to ‘National Credit Union Association Inc, today there are over 150 credit unions, with 3,500,000 members with assets in excess of $34 Billion. Credit Unions offer almost all the facilities of banks but unlike banks they are ‘not for profit’ organisations. Credit Unions are owned and controlled by people who use its services. The [...]

Looking To Buy Prescription Glasses?

Tuesday, June 17th, 2008

I wear prescription glasses…And some times when I have patience I wear contacts. Anyone who wears glasses knows how expensive they are. Even if your private health insurance covers them, you still have to spend a significant amount of money to get a pair. Recently I read an article about an entrepreneur called Kevin Reece [...]

The Best Day To Fill Your Tank Up

Monday, June 16th, 2008

We all know that petrol prices fluctuate greatly during the week and the prices are never uniform across all the petrol stations. It has been reported that these rapid rises and falls are due to some anti competitive practices exercised by petrol companies and the service stations. If that is the case then it is [...]

Secrets Of Self Made Millionaires

Monday, June 16th, 2008

I recently read an interesting article on Readers Digest website – in this article 5 self made millionaires share their secrets to their wealth building success…Here are the six tips (as shared on RD website by the author – Kristyn Kusek Lewis)…. 1. Set your sights on where you’re going 2. Educate yourself 3. Passion [...]

How To Make Debt Consolidation Work For You?

Monday, June 9th, 2008

Debt Consolidation is the process of combining multiple high interest debts into one loan. A lot of people end up with multiple credit card debts, a car loan, a personal loan, store cards, interest free loans etc…Why pay multiple repayments for all these multiple debts when you can consolidate all of them into one big [...]

Impulse Buying Habits

Friday, June 6th, 2008

We have all been victims of ‘Impulse Buying’ at one stage or another…Once or twice is acceptable but for some impulse buying is a habit. In this post I am going to suggest a few tips to overcome and defeat ‘impulse buying’ habit…But lets start by defining Impulse Buying. Impulse Buying is a spontaneous purchase [...]

Petrol Vouchers — Where To Shop To Get Your Fuel Discounts?

Friday, May 9th, 2008

A comprehensive guide to all the petrol vouchers on offer…

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